Point taken, although they could always use both sites if they wished couldn't they.
I sometimes wonder why people seem to come to this forum for just one or two posts and then disappear, and I've always been suspicious when the stories they give sound too "off pat" or "created scenarios" (I suspect that our forums are used by professionals seeking to test their pet theory on some "real people").
However, I don't mention this aspect because I think in any way, that this story isn't a genuine mess that someone has gotten their lives into, or been pushed into. I guess some of the distressed people who find their way here and don't return may in fact be in such turmoil something else takes over and they are unable to return to hear advice given too.
Trust you are well, anyway Frank, and I do keep mentioning you on the other forums I use, as an example of clear thinking and arguments, good at unpicking things.
Graham